Funds

Lending

Lending crowdfunding from ¥1 — earn fixed-rate interest by financing established companies.

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At a glance

You receive
Scheduled interest
Minimum
From ~¥1
Risk
Borrower default; funds locked

What it is

Funds is a lending (social-lending) platform: your money is pooled and lent to vetted, often listed-affiliated companies, and you receive scheduled interest. Minimums start around ¥1, making fixed-income-style support unusually accessible.

Why backers choose it

Predictable, fixed-rate returns and a focus on creditworthy borrowers position it as the lower-volatility end of the crowdfunding spectrum. It is a financial product, regulated accordingly.

Good to know

Returns are capped at the agreed rate and capital is still at risk of borrower default; funds are locked for the loan term.

Best for

  • Backers wanting fixed-rate interest
  • Lower-volatility, ¥1-start investing
  • Financing established companies
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